Data & PaymentLive · production API
Account Insights
Unified analytics engine
Processes bank transaction data to identify and categorize spending across POS, e-commerce and other channels for granular visibility into financial habits.
Best forCorporate
POST/open-banking/v1/account-insights
200 OK{ "accounts_insights": { "accounts": [ { "number_of_reported_months": 23, "current_year_metrics": { "current_year_total_credit_amount": 249572.02, "current_year_total_debit_amount": 37413.1 } } ] }}
ResponseJSON
Key capabilities
- Account summary & balances
- POS & e-commerce categorization
- Spending pattern analysis
Where teams use it
- Loan Underwriting
- Credit Limit Increases
- Spending Analytics
- Risk Monitoring
Ready to build with Account Insights
Get sandbox keys and go live on a single connection.